Ignite Accounts
3 articlesThe 15% Consistency Rule is a key performance metric we use to ensure our funded traders are earning profits through a stable and consistent strategy, rather than from a single "lucky" or high-risk trading day.
We are looking to partner with traders who can demonstrate steady, long-term profitability. This rule is designed to reward that skill.
Specifically, this rule applies to new Ignite accounts opened under the updated terms. Existing accounts that use the ESS rule remain unchanged and cannot transition to this new rule.
The Rule & How It's Calculated
The rule is simple: Your single best trading day's profit cannot account for more than 15% of your total accumulated profit.
At the moment you request a payout, we use the following formula to check your score:
Your Consistency Score = (Best Day's Profit ÷ Total Profit) x 100
To be eligible for a payout, your Consistency Score must be 15% or less.
Let's assume you are on an account with a $3,000 profit target.
Scenario 1: PASS
You reach a Total Profit of $3,000.
You check your trading log, and your Best Day's Profit was $400.
Calculation: ($400 ÷ $3,000) * 100 = 13.3%
Result: ✅ PASS. Your score of 13.3% is below the 15% limit, and you are eligible for a payout (assuming all other rules are met).
Scenario 2: FAIL
You reach a Total Profit of $3,000.
You check your trading log, and your Best Day's Profit was $2,000.
Calculation: ($2,000 ÷ $3,000) * 100 = 66.7%
Result: ❌ FAIL. Your score of 66.7% is much higher than the 15% limit. Your payout request will be denied until your score is fixed.
"I Failed! How Do I Fix My High Score?
If your score is too high, you don't need to panic or reset your account. The solution is simply to continue trading profitably to increase your "Total Profit" denominator.
Your one big day has set a new, higher profit target for you. To find your new target, use this formula:
Your New Target Profit = (Your Best Day's Profit ÷ 0.15)
Your Best Day's Profit: $2,000
New Target Calculation: $2,000 ÷ 0.15 = $13,333.33
This means you must now grow your account's Total Profit to $13,333.33 to bring your score down to 15%. (This is, of course, assuming you do not have another, even larger winning day while working toward this new target).
Key Things to Remember
It's a Payout Rule: This rule does not cause a breach. It is only checked when you request a withdrawal.
It Encourages Longevity: The best way to pass is to aim for smaller, consistent daily wins rather than trying to hit your entire target in one or two days.
It Resets: The Consistency Score calculation resets to zero after every successful payout.
What is the Ignite Plan?
Ignite is a plan designed to help traders start fast with simple rules, flexible payout options, no recurring fees, and our lowest cost instant funded account.
Ignite is perfect for traders who want a clean, affordable entry into the futures space with the ability to scale quickly.
| Account Size | Daily Loss Limit | Max Loss Limit | Profit Target | Payout Cap |
|---|---|---|---|---|
| 25K | $500 | $1,000 | 5% ($1,250) | $500 |
| 50K | $1,000 | $2,000 | 5% ($2,500) | $1,000 |
| 100K | $2,000 | $4,000 | 5% ($5,000) | $1,500 |
| 150K | $3,000 | $6,000 | 5% (7,500) | $2,000 |
All plans are one-time fees with no monthly or activation charges.
Core Rules
Daily Loss Limit (DLL)
25K = $500
50K = $1,000
100K = $2,000
150K = $3,000
If your DLL is hit, your account will pause for the rest of the trading day and resume when markets reopen at 6:00 pm ET.
Max Loss Limit (MLL)
25K = $1,000
50K = $2,000
100K = $4,000
150K = $6,000
Trailing Max Drawdown
End of Day trailing drawdown (EOD). Drawdown trails based on end-of-day balance only.
Consistency Requirement
15% consistency rule . Traders should maintain stable results without allowing one day to represent more than 15% of total profits.
Profit Target
5% profit target to qualify for each payout. The target resets after every payout cycle.
Max Contracts
25K = 1 mini or 10 micros
50K = 3 minis or 30 micros
100K = 5 minis or 50 micros
150K = 7 minis or 70 micros
Minimum Trading Days
None. You can reach your payout target in any number of trading days as long as you meet the consistency requirement.
Drawdown Mode
End of Day trailing.
Overnight and EAs
Overnight trading and expert advisors or bots are not allowed.
All trades must be closed by 4:00 pm ET.
Minimum trade time is 10 seconds. To read details on the 10 second rule, see our prohibited trading practices.
Copy Trading
You may hold and copy trade up to 10 Ignite accounts of the same size.
Copy trading across different account sizes or different plan types is not allowed.
Payout Rules
First Payout
Available once you have achieved a 5% profit and met the 15% consistency rule.
No minimum trading day requirement.
Subsequent Payouts
Each payout requires another 5% profit relative to the balance after the last payout.
Payout Caps per Account
25K = $500
50K = $1,000
100K = $1,500
150k = $2,000
Payout Options
You can request a payout as soon as you reach your consistency and profit target.
Profit Split
Ignite accounts feature a 90/10 profit split. You keep 90% of your payout amount, while the remaining 10% stays with the firm.
Minimum payout amount
$250 is the minimum payout which can be requested on Ignite accounts.
Drawdown Lock
Once your profits on your Ignite account reach the drawdown amount plus $100, your trailing drawdown locks at $100 above your starting balance and no longer follows account growth. This provides more stability and reduces the risk of losing access to the account as you scale.
$50K account → Lock occurs at $52,100; drawdown locks at $50,100.
$100K account → Lock occurs at $104,100; drawdown locks at $100,100.
This drawdown lock also activates after your first payout.
Transition to Live Trading
After three successful Ignite payouts from a single account, your trading performance will be reviewed by our Risk Team.
At that time, the risk team may keep you in the sim-funded environment for further review or be transitioned to a live account.
Note: Top One Futures may transition you to Live before your third payout at our discretion.
When moving to Live, you will begin with one (1) Live Account. Any additional accounts will be closed.
Copy Trading Rules
✅ Allowed:
Ignite 25K → Ignite 25K
Ignite 50K → Ignite 50K
Ignite 100K → Ignite 100K
Ignite 150K → Ignite 150K
❌ Not allowed:
Between different plan types (Ignite → Instant, Elite Daily, Elite Access)
Between different Ignite sizes (25K → 50K or 100K)
Violating copy trading or group trading policies may result in account termination and forfeiture of payouts.
For the full policy, see our Copy & Group Trading Rules FAQ.
Common Questions
Can I copy trade Ignite with other plan types?
No. Copy trading is allowed only between Ignite accounts of the same size.
How is the consistency rule calculated?
The consistency rule means that no single trading day should represent more than 15% of your total profit. This ensures steady, sustainable results before payouts.
This account is designed to reward consistent, profitable traders. To be eligible to request a payout, you must meet three key requirements.
Here is a simple breakdown of each rule:
1. 5% Profit Target
You must reach a 5% profit target to be eligible for each payout. How this target is calculated changes slightly after your first withdrawal.
For Your First Payout: The target is 5% of your initial account balance.
Example (50k Account):
Initial Balance: $50,000
5% Profit Target: $2,500
Target Balance for Payout: $52,500
For Subsequent Payouts: The target is 5% on top of your new balance after your previous payout is deducted.
Example (Continuing from above):
You reach $52,500 and request a $1,000 payout.
Your new post-payout balance is: $51,500
Your new 5% profit target is calculated from this balance: ($51,500 * 0.05) = $2,575
Target Balance for 2nd Payout: $51,500 + $2,575 = $54,075
The minimum payout is $250 on all account sizes and payout cycles.
2. 15% Consistency Rule
This is the most important rule for managing your risk. It ensures that your profits are earned steadily, rather than from a single lucky day.
The Rule: Your single best trading day's profit cannot account for more than 15% of your total accumulated profit at the time of your payout request.
The Formula: (Best Day's Profit / Total Profit) * 100 = Your Consistency Score
You reach a total profit of $2,500.
Your single best day was $300.
Calculation: ($300 ÷ $2,500) * 100 = 12%
Result: You PASS (12% is less than 15%).
You reach a total profit of $2,500.
Your single best day was $1,000.
Calculation: ($1,000 ÷ $2,500) * 100 = 40%
Result: You FAIL (40% is greater than 15%).
"I failed... how do I fix my score?"
If your best day is too high, you must "fix" your score by accumulating more profits. You need to make that best day equal 15% of a new, larger total profit.
Using Example 2:
Your best day is $1,000.
To find the profit target you need: $1,000 ÷ 0.15 = $6,667
You must grow your total profit to $6,667 (without having another day better than $1,000) to meet the 15% rule.