Account Types Overview
3 articlesTop One Futures provides three distinct pathways to a funded account. While all have a Evaluation phase, the rules differ to match your trading style.
Here's a quick overview highlighting the most key differences in the Evaluation phase, but also on the funded phase between these accounts.
1. The Evaluation Phase
During this phase, you prove your strategy and hit the profit target to qualify for funding.
| Feature | Elite | Elite ACCESS | Elite DAILY |
|---|---|---|---|
| Profit Target | 6% | 6% | 6% |
| Drawdown Type | End of Day (EOD) | End of Day (EOD) | End of Day (EOD) |
| Daily Loss Limit | 2.5% | None | 2% - 1.23%* |
| Consistency Rule | None | None | 40% Rule |
| Reset Fee | From $29 to $119, depending on size | $35 (Flat) | From $75 to $242, depending on size |
| Time to Pass | No set limit | 30 Days | No set limit |
| Activation Fee | $149 | $139 - $359, depending on size | None |
*Depending on Account Size
2. The Funded Phase (Sim Funded)
The rules and fees that apply once you have successfully passed your evaluation.
| Feature | Elite Funded | Elite ACCESS Funded | Elite DAILY Funded |
|---|---|---|---|
| Profit Target | 6% / 5% / 4%** | Reach Buffer + $500 (first payout) | Reach Buffer + $500 (first payout) |
| Consistency Rule | 25% | 40% | None |
| Daily Loss Limit | 2.5% | 2% - ~1.17%* | 2% - 1.23%* |
| News Rule | No Restriction | 2 Min. Rule | 2 Min. Rule |
| Contract Scaling | None | Scaling Plan applies | Scaling Plan applies |
| Payout Buffer | N/A | Required (depending on account size) | Required (depending on account size) |
| Daily Progression Rule (50% rule) | N/A | Required | Required |
| Minimum Trading Days | None | 5 Profitable Days*** | None |
| Minimum Payout per cycle | 2% of account size | $500 | $500 |
| Max Payout per cycle | From $1,500 to $3,500, depending on account size | From $1,000 to $2,500, depending on account size | From $750 to $2,250, depending on account size |
| Profit Split | 90/10 | 90/10 | 90/10 |
| Reset Fees | From $299 to $499, depending on size | From $299 to $1,349, depending on size | From $299 to $1250, depending on size |
* Depending on Account Size
** Profit target per payout cycle: First payout 6%, Second payout 5%, Third payout 4%
*** The amount that qualifies as a profitable day depends on account size
📖 Deep Dive & Detailed Rules
This table serves as a quick overview to view the differences per account. To find more detailed information about every section, including full rulesets, please visit our official help collections below:
- For Elite Accounts:
- View Detailed Rules
- For Elite ACCESS Accounts:
- View Detailed Rules
- For Elite DAILY Accounts:
- View Detailed Rules
1-Step Elite Evaluation
The 1-Step Elite Evaluation is designed as a traditional evaluation pathway for disciplined traders. Under this model, you must successfully reach a specific profit target while adhering to risk management rules to prove your trading skills.
Once the profit target is reached and the Elite Evaluation is passed, an activation fee is required to transition from the Evaluation phase to a funded environment where you then can work towards a payout.
This path is ideal for traders who are confident in their ability to pass evaluations and want to benefit from a 25% consistency rule, which is more generous than the rules found in the Instant or Ignite account models.
| Account Type | Elite Evaluation | Elite Sim Funded |
|---|---|---|
| Profit Target | 6% | 6% / 5% / 4%* |
| Daily Drawdown | 2%-2.5% | 2.5% |
| Trailing Drawdown Type | End of Day | End of Day |
| Max Trailing Drawdown | 3% / 4%** | 3% / 4%** |
| Consistency Rule | No Consistency Rule | 25% |
| Minimum Trading Days | None | None |
| Payout Caps | N/A | High |
| Profit Split | N/A | 90/10 |
| Maximum Accounts | Unlimited | 3 (100K or 150K sizes) / 5 (25K or 50K sizes) |
| Reset option | Yes | Yes |
* Profit target per payout cycle. 1st payout / 2nd payout / 3rd payout
** Depends on account size
We also offer Instant Funding options for traders who want to immediately work towards a payout without having to pass an Evaluation beforehand. These accounts allow you to bypass the evaluation phase entirely, giving you direct access to a simulated funded environment from Day 1.
Instant Funding Options and Comparison
| Account Type | Instant Sim Funded | Ignite Instant Funding |
|---|---|---|
| Profit Target | 6% / 5% / 4%* | 5% / 5% / 5% |
| Daily Drawdown | 2.5% | 2% |
| Trailing Drawdown Type | End of Day | End of Day |
| Max Trailing Drawdown | 3% / 4%** | 3% / 4%** |
| Consistency Rule / ESS | 20% Consistency | 15% Consistency |
| Minimum Trading Days | None | None |
| Payout Caps | High | Lower |
| Profit Split | 90/10 | 90/10 |
| Maximum Accounts**** | 3 (100K or 150K sizes) / 5 (25K or 50K sizes) | 6 (standard) / up to 10 (current promo) |
| Reset Option | No | No |
* Profit target per payout cycle. 1st payout / 2nd payout / 3rd payout
** Depends on account size
**** The Maximum Account numbers are based on our standard account limits.
During certain promotional periods, we may allow traders to purchase and trade more than the standard limit. This exception only applies to accounts purchased during that specific promotion. Check out our homepage for the current promotional account limits.
💡 Key Takeaways for Choosing Your Account
🏆 Why Elite? Ideal if you want the highest consistency requirement (25%) and a lower entry cost through an evaluation path. It is the most cost-effective way to secure a funded account where you will have EOD trailing drawdown and high payout caps.
🚀 Why Instant? Perfect for skipping the evaluation phase and working toward payouts immediately along with EOD trailing drawdown and high payout caps.
It's our most popular account type and is the perfect choice for traders who want to have an Instant Funded account with the necessary breathing room to manage your positions without pressure.
🔥 Why Ignite? While payout caps are lower per account, they are one of the cheapest Instant Funding accounts you can find in the industry and the ability to manage up to 6 accounts simultaneously as standard, or up to 10 with the current promo, make it the top choice for high-volume scaling.
On top of that, it's ideal for traders that don't want to worry about saving for a live account buffer; the caps naturally keep enough profit in your account so that you are fully prepared for your transition to a Live Account.
🔍 Need more specifics?
We understand that choosing the right funding path is a big decision. While this overview covers the main differences between our models, you may have more questions or want to know more about a specific account type
You can find more detailed information about each of our individual account types in our FAQ. There, we break down the exact parameters for every account size to ensure you have everything you need to trade with confidence.
✅ Accounts That CAN Be Reset
The reset option is only available for the following account types:
Elite Evaluation Accounts
Elite Funded Accounts
Elite ACCESS Accounts (Evaluation and Funded)
Elite DAILY Accounts (Evaluation and Funded)
If you breach one of these accounts, you will see a "Reset" option in your Trader's Dashboard. Please be aware that resets are typically only available for a limited time after a breach.
❌ Accounts That CANNOT Be Reset
The following accounts DO NOT have a reset option. A breach on these accounts is permanent, and you would need to purchase a new account to try again.
Ignite Accounts
Instant Sim Funded Accounts
Please be sure you understand the rules for your specific account type before you begin trading.